Terms & Conditions
Last Updated: January 15, 2026
1. Acceptance of Terms
By accessing and using the website skarmamx.com, you agree to be bound by these Terms and Conditions of Use, as well as our Privacy Policy and Cookie Policy. If you do not agree with any of these conditions, we ask that you refrain from using this site.
2. Description of Services
Skarmamx S.A. de C.V. offers advisory services in financial education, guidance on social programs, and economic consulting. The content published on this website is exclusively informational and educational in nature and does not constitute individualized professional financial, legal, or tax advice. Financial decisions made based on the information published here are solely your responsibility.
3. Permitted Use of the Site
You agree to use this website in accordance with current Mexican legislation, public order, and good customs. The following is prohibited: (a) reproducing, distributing, or modifying the content of this site without written authorization; (b) using the site for unlawful or fraudulent purposes; (c) attempting to access restricted areas of the server; (d) introducing viruses, malicious code, or any program that may affect the operation of the site.
4. Intellectual Property
All content on this website, including texts, logos, graphic designs, images, icons, and software, is the property of Skarmamx S.A. de C.V. or its licensors and is protected by Mexican and international intellectual property laws. The Skarmamx brand and its logo are registered trademarks. Their reproduction without prior written consent is prohibited.
5. Limitation of Liability
Skarmamx does not guarantee that access to this website will be uninterrupted or error-free. Content is provided 'as is' and 'as available.' To the maximum extent permitted by law, Skarmamx shall not be liable for direct, indirect, incidental, or consequential damages arising from the use or inability to use this website or the information contained herein.
6. Links to Third-Party Sites
This site may contain links to third-party websites that are not under Skarmamx's control. The inclusion of a link does not imply endorsement of or responsibility for the content of the linked site. We recommend reviewing the terms and privacy policies of any third-party site you access from ours.
7. Applicable Law and Jurisdiction
These Terms and Conditions are governed by the laws of the United Mexican States. For the resolution of any dispute arising from the interpretation or compliance with these terms, the parties submit to the jurisdiction of the competent courts of Mexico City, waiving any other jurisdiction that may correspond to them by reason of present or future domicile.
8. Modifications
Skarmamx reserves the right to modify these Terms and Conditions at any time without prior notice. Modifications will take effect upon their publication on this site. Continued use of the site after such modifications constitutes your acceptance of the new terms.
9. Contact
For any questions or clarifications about these Terms and Conditions, you may contact us at contacto@skarmamx.com or by calling +52 55 4172 8930, Monday through Friday from 9:00 AM to 6:00 PM (Central Mexico Time).